:root{--pacific-blue: #1d58a4;--pacific-blue-dark: #174a8a;--ink-black: #151514;--page-bg: #f5f6f8;--light-blue: #edf3fa;--card-border: #e8ebef;--input-border: #d8d8d5;--input-bg: #fafafa;--muted-text: #8d8d89;--helper-text: #9a9a95;--soft-shadow: 0 10px 22px rgba(15, 23, 42, .07);--soft-shadow-sm: 0 6px 16px rgba(15, 23, 42, .06)}.ip-main{max-width:1280px;margin:0 auto;padding:28px 24px 40px}.ip-titleBlock{margin-bottom:14px}.ip-title{margin:0;font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:700;font-size:30px;line-height:1.15;color:#171717}.ip-subtitle{margin-top:8px;font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:400;font-size:16px;line-height:1.35;color:#8b8b88}.ip-section{margin-top:10px}.ip-layout{display:grid;grid-template-columns:807px 396px;gap:28px;align-items:start}.ip-formCard{background:#fff;border:1px solid #e8ebef;box-shadow:0 6px 16px #0f172a0f;box-sizing:border-box}.ip-incomeHeader{background:var(--light-blue);padding:28px 28px 18px;display:grid;grid-template-columns:auto 1fr;gap:14px;align-items:center}.ip-incomeHeaderIcon{width:36px;height:36px;border-radius:8px;background:#255fb3;color:#fff;display:flex;align-items:center;justify-content:center}.ip-dollarWhite{width:18px;height:18px}.ip-incomeHeaderText{min-width:0}.ip-primaryPrompt{font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:700;font-size:18px;line-height:1.2;color:#2458a8}.ip-secondaryPrompt{margin-top:6px;font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:400;font-size:14px;line-height:1.35;color:#8f8f8a}.ip-formBody{padding:24px 28px 14px}.ip-bottomActions{display:flex;align-items:center;gap:16px}.ip-resetBtn{height:40px;min-width:112px;border:1px solid #d7e4f5;background:#f3f8ff;color:#1d58a4;border-radius:4px;padding:0 22px;display:inline-flex;align-items:center;justify-content:center;gap:6px;cursor:pointer;font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:700;font-size:12px;line-height:16px;letter-spacing:0;text-align:center;transition:background .2s ease,border-color .2s ease}.ip-resetBtn:hover{background:#edf4fb;border-color:#bdd0ee}.ip-resetBtn svg{width:14px;height:14px;flex-shrink:0;color:#1d58a4}.ip-inputGrid{display:grid;grid-template-columns:1fr 1fr;gap:22px 24px}.ip-fieldCard{min-width:0}.ip-fieldLabelRow{display:inline-flex;align-items:center;gap:10px;margin-bottom:10px}.ip-fieldIconWrap{width:18px;height:18px;border-radius:4px;background:#1d58a41a;color:#1d58a4;display:flex;align-items:center;justify-content:center;flex:0 0 auto}.ip-iconWrap-warn{background:#f59e0b26;color:#f59e0b}.ip-iconWrap-muted{background:#86878124;color:#7e7e7b}.ip-fieldLabel{font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:700;font-size:14px;line-height:1.25;color:#232323}.ip-inputWrap{position:relative;width:100%}.ip-dollarPrefix{position:absolute;left:14px;top:50%;transform:translateY(-50%);font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:500;font-size:14px;line-height:20px;letter-spacing:0;color:#64748b;pointer-events:none}.ip-input{width:100%;height:42px;border:1px solid var(--input-border);border-radius:6px;outline:none;background:var(--input-bg);padding:0 14px 0 30px;box-sizing:border-box;font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:500;font-size:14px;line-height:20px;letter-spacing:0;color:#151514;transition:border-color .2s ease,background .2s ease,box-shadow .2s ease}.ip-input::-moz-placeholder{color:#151514;font-weight:500;font-size:14px;line-height:20px;letter-spacing:0;font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif}.ip-input::placeholder{color:#151514;font-weight:500;font-size:14px;line-height:20px;letter-spacing:0;font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif}.ip-input:focus{border-color:#97b6e3;background:#fff;box-shadow:0 0 0 3px #1d58a40f}.ip-helper{margin-top:8px;font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:400;font-size:12px;line-height:1.45;color:var(--helper-text)}.ip-helper-warn{color:#f59e0b;display:flex;align-items:center;gap:4px}.ip-helper-warnIcon{flex:0 0 auto}.ip-divider{height:1px;background:#ececeb;margin:22px 0 24px}.ip-bottomNav{display:flex;align-items:center;justify-content:space-between}.ip-backLink{border:0;background:transparent;color:#8f8f89;cursor:pointer;display:inline-flex;align-items:center;gap:8px;padding:0;font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:500;font-size:16px}.ip-backLink:hover{color:#71716e}.ip-continueBtn{border:0;background:var(--pacific-blue);color:#fff;border-radius:4px;min-width:150px;height:44px;padding:0 22px;cursor:pointer;display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:700;font-size:16px;box-shadow:none;transition:background .2s ease}.ip-continueBtn:hover{background:var(--pacific-blue-dark)}.ip-sidebar{width:396px;display:flex;flex-direction:column;gap:18px}.ip-totalBox{width:396px;height:138px;box-sizing:border-box;background:#f8f9fb;border:1px solid #e9edf2;padding:20px 22px;box-shadow:0 8px 20px #0f172a0f}.ip-totalLabelRow{display:inline-flex;align-items:center;gap:10px}.ip-totalMiniIcon{width:22px;height:22px;border-radius:5px;background:#edf4fb;color:#2560b4;display:flex;align-items:center;justify-content:center}.ip-totalDollarIcon{width:13px;height:13px;color:#2560b4}.ip-totalLabel{font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:700;font-size:13px;letter-spacing:1.4px;color:#8d8d88}.ip-totalValue{margin-top:18px;font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:700;font-size:30px;line-height:1.1;color:#171717}.ip-totalHelper{margin-top:8px;font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:400;font-size:14px;line-height:1.35;color:#8f8f8a}.ip-riskCard{position:relative;background:#fff;border:1px solid #efefef;padding:22px 22px 18px;box-shadow:var(--soft-shadow-sm);overflow:hidden}.ip-riskCard:after{content:"";position:absolute;top:0;right:-10px;width:86px;height:58px;opacity:.22;background:linear-gradient(45deg,transparent 43%,#9db7e5 43%,#9db7e5 51%,transparent 51%) 0 0 / 38px 38px no-repeat,linear-gradient(45deg,transparent 43%,#9db7e5 43%,#9db7e5 51%,transparent 51%) 18px 10px / 38px 38px no-repeat;pointer-events:none}.ip-riskIconWrap{width:38px;height:38px;border-radius:6px;background:#eef4fb;color:#245eb2;display:flex;align-items:center;justify-content:center;margin-bottom:14px}.ip-riskIcon{width:20px;height:20px}.ip-riskTitle{font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:700;font-size:16px;line-height:1.3;color:#2458a8}.ip-riskText{margin-top:14px;font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:400;font-size:14px;line-height:1.55;color:#667085}.ip-riskDivider{height:1px;background:#dde3ea;margin:12px 0 20px}.ip-articleBtn{width:100%;height:42px;border:1px solid #2b61b3;background:#fff;color:#2458a8;border-radius:4px;display:inline-flex;align-items:center;justify-content:center;gap:8px;cursor:pointer;font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:600;font-size:15px}.ip-articleBtn:hover{background:#f8fbff}.ip-learningLink{margin-top:16px;border:0;background:transparent;color:#85857f;text-decoration:underline;cursor:pointer;width:100%;text-align:center;font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-weight:600;font-size:14px}@media (max-width: 1100px){.ip-layout{grid-template-columns:1fr}.ip-sidebar{max-width:420px}}@media (max-width: 700px){.ip-main{padding:20px 16px 32px}.ip-title{font-size:26px}.ip-subtitle{font-size:14px}.ip-incomeHeader{padding:22px 18px 16px}.ip-primaryPrompt{font-size:16px}.ip-secondaryPrompt{font-size:13px}.ip-formBody{padding:18px 18px 14px}.ip-inputGrid{grid-template-columns:1fr;gap:18px}.ip-bottomNav{flex-direction:column;align-items:stretch;gap:14px}.ip-continueBtn{width:100%}.ip-resetRow{justify-content:flex-start}}.exp-page{background:#f6f7f8;font-family:Montserrat,sans-serif}.exp-main{max-width:1280px;margin:0 auto;padding:24px 20px 40px;box-sizing:border-box}.exp-title{margin:0;font-size:34px;font-weight:700;line-height:1.1;color:#151514}.exp-subtitle{margin-top:8px;font-size:14px;line-height:1.4;font-weight:400;color:#8a8f98}.exp-layout{display:flex;align-items:flex-start;gap:28px}.exp-leftCol{display:flex;flex-direction:column;box-sizing:border-box;background:#fff;border:1px solid #e6ebf2;border-radius:16px;overflow:hidden}.exp-sec-header{background:#edf4ff;border:0;border-radius:0;padding:22px 24px;display:flex;justify-content:space-between;align-items:center;flex:0 0 auto}.exp-sec-left{display:flex;align-items:flex-start;gap:14px;min-width:0}.exp-sec-iconBox{width:38px;height:38px;border-radius:12px;background:#1d58a4;color:#fff;display:flex;align-items:center;justify-content:center;flex-shrink:0}.exp-sec-title{font-weight:700;font-size:18px;line-height:22.5px;color:#1d58a4}.exp-sec-sub{margin-top:4px;font-size:14px;line-height:1.35;color:#8a8f98}.exp-reset{display:inline-flex;align-items:center;justify-content:center;gap:6px;height:40px;padding:0 22px;border:1px solid #d7e4f5;border-radius:4px;background:#f3f8ff;color:#0057b8;font-family:Montserrat,sans-serif;font-weight:700;font-size:12px;line-height:16px;letter-spacing:0;text-align:center;cursor:pointer}.exp-reset-icon{width:14px;height:14px;color:#1d58a4}.exp-reset:hover{background:#fff}.exp-leftPanel{background:#fff;border:0;border-radius:0;box-shadow:none;padding:24px;display:flex;flex-direction:column;flex:1;box-sizing:border-box;height:auto;min-height:unset}.exp-fields{display:grid;grid-template-columns:1fr 1fr;gap:30px 20px}.exp-field{width:100%;min-width:0}.exp-label-row{display:flex;align-items:center;gap:10px;margin-bottom:8px}.exp-labelIcon{width:28px;height:28px;border-radius:8px;display:flex;align-items:center;justify-content:center;flex-shrink:0}.exp-labelIconSvg{width:14px;height:14px;color:currentColor}.exp-label{font-size:16px;font-weight:700;line-height:1.25;color:#151514}.exp-inputwrap{position:relative;margin-top:4px;height:42px;width:100%}.exp-currency{position:absolute;top:50%;left:16px;transform:translateY(-50%);color:#6b7280;font-size:14px;font-weight:500;pointer-events:none}.exp-inputwrap input{width:100%;height:42px;border:1px solid #d6dce5;border-radius:8px;background:#f9fbfd;box-shadow:0 1px 2px #0f172a0d;padding:10px 12px 10px 28px;font-size:16px;font-weight:700;color:#111827;outline:none;box-sizing:border-box;font-family:Montserrat,sans-serif}.exp-inputwrap input::-moz-placeholder{color:#0f172a;font-weight:700}.exp-inputwrap input::placeholder{color:#0f172a;font-weight:700}.exp-helper{margin-top:8px;font-size:12px;line-height:1.35;color:#8a8f98}.exp-nav{display:flex;align-items:center;justify-content:space-between;padding-top:18px;margin-top:18px;border-top:1px solid #eef1f5}.exp-actions{display:flex;align-items:center;gap:14px}.exp-back{background:none;border:0;color:#7b8190;cursor:pointer;font-size:16px;font-weight:500}.exp-continue{background:#1d58a4;color:#fff;border:0;border-radius:8px;height:42px;padding:0 24px;cursor:pointer;font-size:15px;font-weight:600;display:inline-flex;align-items:center;gap:8px;box-shadow:0 2px 6px #1d58a438;flex-shrink:0}.exp-summary{width:350px;display:flex;flex-direction:column;gap:16px;align-self:flex-start}.exp-summary>*{width:100%;box-sizing:border-box;margin:0}.exp-total-box{border:1px solid #e6ebf2;border-radius:10px;padding:18px 20px;box-shadow:0 2px 10px #0f172a0d;min-height:130px}.exp-softBlue{background:#f4f8fd}.exp-total-labelrow{display:flex;align-items:center;gap:8px}.exp-total-dollar{color:#1d58a4;width:14px;height:14px;flex:0 0 auto}.exp-total-label{font-size:12px;font-weight:700;color:#868781;letter-spacing:1px;text-transform:uppercase}.exp-total-value{margin-top:12px;font-size:28px;font-weight:700;line-height:1.1;color:#151514}.exp-total-helper{margin-top:8px;font-size:13px;color:#868781}.exp-gap-box{background:#fff;border:1px solid #e8ebf0;border-radius:10px;padding:18px 20px;box-shadow:0 2px 10px #0f172a0d;min-height:130px}.exp-gap-box.neg{background:#f4f2e8;border-color:#ece6d3}.exp-gap-labelrow{display:flex;align-items:center;gap:8px}.exp-gap-warnIcon{color:#f59e0b;width:14px;height:14px;flex:0 0 auto}.exp-gap-dollar{color:#1d58a4;width:14px;height:14px;flex:0 0 auto}.exp-gap-label{font-size:12px;font-weight:700;letter-spacing:1px;color:#868781;text-transform:uppercase}.exp-gap-value{margin-top:12px;font-size:28px;font-weight:700;line-height:1.1;color:#1d58a4}.exp-gap-value.neg{color:#ef4444}.exp-gap-helper{margin-top:8px;font-size:13px;font-weight:600;color:#ef4444}.exp-riskCardFix{width:100%!important;max-width:100%!important;margin:0!important;box-sizing:border-box!important}.exp-riskCardFix .px-5.py-5{padding-top:16px!important;padding-bottom:14px!important}.exp-riskCardFix p{margin-top:10px!important}.exp-riskCardFix hr{margin:12px 0 14px!important}.exp-riskCardFix button+button{margin-top:12px!important}.exp-blue{background:#1d58a41f;color:#1d58a4}.exp-yellow{background:#f59e0b2e;color:#f59e0b}.exp-orange{background:#f973162e;color:#f97316}.exp-red{background:#ef444426;color:#ef4444}.exp-pink{background:#ec489924;color:#ec4899}@media (max-width: 1280px){.exp-main{padding:22px 16px 32px}.exp-layout{flex-direction:column}.exp-leftCol,.exp-summary{width:100%;min-width:0;max-width:807px}.exp-leftCol{height:auto}.exp-summary>*{width:100%}}@media (max-width: 768px){.exp-main{padding:18px 14px 28px}.exp-title{font-size:28px}.exp-subtitle{font-size:14px}.exp-fields{grid-template-columns:1fr}.exp-sec-header{flex-direction:column;align-items:flex-start;gap:14px}.exp-nav{flex-direction:column;align-items:stretch;gap:12px}.exp-continue{justify-content:center}.exp-summary{max-width:100%}}:root{--pacific-blue: #1d58a4;--ink-black: #151514;--slate-gray: #475569;--offwhite: #f7f8ed;--input-bg: #f7f7f7;--border: rgba(71, 85, 105, .14)}.lp-page{min-height:100vh;background:#fff;display:flex;flex-direction:column}.lp-header{padding:14px 20px 0;align-self:flex-start}.lp-logo{height:34px;width:auto;display:block}.lp-main{flex:1;padding:60px 20px 24px;display:flex;flex-direction:column;align-items:center;justify-content:flex-start}.lp-title{margin:0;font-family:Montserrat;font-weight:700;font-size:30px;color:#1d58a4}.lp-subtitle{margin-top:9px;font-family:Montserrat;font-weight:400;font-size:16px;color:#334155}.lp-card{width:100%;max-width:520px;margin-top:14px}.lp-form{display:flex;flex-direction:column;gap:12px}.lp-field{display:flex;flex-direction:column;gap:6px}.lp-label{font-family:Montserrat;font-weight:700;font-size:18px;color:var(--ink-black)}.lp-input{border:1px solid rgba(71,85,105,.18);border-radius:10px;padding:10px 12px;background:var(--input-bg);outline:none;font-family:Montserrat;font-weight:500;font-size:16px;color:var(--ink-black)}.lp-inputReadOnly{opacity:.95}.lp-helper{font-family:Montserrat;font-weight:400;font-size:8px;color:#94a3b8}.lp-error{padding:10px 12px;border-radius:10px;background:#ef44441a;border:1px solid rgba(239,68,68,.25);font-family:Montserrat;font-weight:500;font-size:16px;color:#ef4444}.lp-cta{margin-top:6px;border:0;border-radius:12px;padding:10px 14px;cursor:pointer;background:var(--pacific-blue);color:var(--offwhite);font-family:Montserrat;font-weight:400;font-size:16px;display:inline-flex;align-items:center;gap:8px;width:-moz-fit-content;width:fit-content;box-shadow:0 8px 18px #0000001f}.lp-ctaArrow{font-size:12px;line-height:1}@media (max-width: 900px){.lp-card{max-width:100%}}*{box-sizing:border-box}body{margin:0;background:#f8fafc;font-family:Montserrat,sans-serif;color:#151514}.header{height:56px;background:#fff;padding:0 24px;display:flex;align-items:center;box-shadow:0 1px 4px #0000000f}.paclife-logo{height:32px;width:auto}.budget-page{min-height:100vh}.container{max-width:1200px;margin:40px auto;padding:0 16px;display:flex}.card{background:#fff}.page-title{font-size:25px;font-weight:700;display:flex;align-items:center;gap:8px;color:#151514}.subtitle{font-size:13px;color:#475569;margin:6px 0 24px}.section-header{font-size:14px;font-weight:700;color:#1d58a4;margin-bottom:16px;display:flex;align-items:center;gap:10px}.question-box{background:#f0f4ff;padding:20px;margin-bottom:20px;border-radius:12px}.question-title{font-size:12px;font-weight:600;text-transform:uppercase;color:#374151;display:flex;align-items:center;gap:6px;margin-bottom:12px}.radio-option{font-size:15px;display:flex;gap:8px;margin-bottom:8px;color:#374151;align-items:center}.radio-option span{line-height:1.4}.radio-option input[type=radio]:focus{outline:none}input,select{width:100%;height:40px;padding:0 12px;font-size:15px;border-radius:8px;border:1px solid #cbd5e1;background-color:#fff}input:focus,select:focus{outline:none;border-color:#1d58a4;box-shadow:0 0 0 2px #1d58a440}.currency-input{display:flex;align-items:center;background:#fff;border:1px solid #cbd5e1;border-radius:8px;padding-right:10px}.currency-input span{padding-left:12px;font-size:15px;color:#374151}.currency-input input{border:none;outline:none;box-shadow:none;height:40px}.currency-input:focus-within{border:1px solid #2563eb}.currency-input input:focus,.currency-input select:focus,.currency-input textarea:focus{outline:none!important;--tw-ring-offset-shadow: 0 0 #0000 !important;--tw-ring-shadow: 0 0 #0000 !important;--tw-shadow: 0 0 #0000 !important;box-shadow:none!important;border-color:#fff}.inline-fields{display:flex;gap:12px;margin-top:12px}.inline-fields input{width:80px;border:1px solid #cbd5e1;border-radius:8px}.field-label{font-size:14px;margin:12px 0 4px;display:block}.two-column{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:20px}.toggle-group{display:flex;gap:8px}.toggle{flex:1;height:40px;border-radius:8px;border:1px solid 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